Enjoy more treats with a checking account that pays you!

AT CANOPY, WE BELIEVE IN GOING ABOVE AND BEYOND FOR OUR MEMBERS.

Having products that also go the extra mile for members is important to us. Now, our KASASA Checking accounts are even BETTER, with members getting paid more than ever for banking Local.

Our Kasasa Rewards Checking account now provides up to $12 cash back each month. Here’s how it works. You earn 4.00% cash back on up to $300 in debit card purchases monthly when your account qualifies. That’s up to $12 cash back each month, which is $144 each year! 

All you have to do to qualify is enroll in eStatements and have 12 or more debit card purchases every month. Did we mention you also get up to $20 monthly in refunds on ATM fees nationwide?

Now the question is, what could you do with an extra $12 in your budget every month? Here are a few ideas to get you started!

Pay your streaming subscriptions!

It can be hard to say goodbye to your favorite shows, but budgets can be tight. Finding the best streaming service for you can take some trial and error that takes a toll on your wallet. Take the time to make a decision about one to two streaming Services work best for you. Then use your $12 towards covering the cost of a streaming service. That will help you truly settle back and enjoy the show!

 

Treat a friend and you to coffee

Getting together over a “cup of joe” can lead to special moments. Intentionally setting aside time and your $12 to catch up with a friend is a great way to make the most out of your money. Exchange your $12 for two $4 coffees, a $2 pastry to share and little extra for tax and a tip!

 

Put towards gas money

Put your extra $12 toward your gas money is another way to utilize this free cash! While $12 might not make a huge dent, it will take you a few more miles.  

 

Buy local goods!

Take your $12 and see how you can support local businesses with your extra cash. At a farmer’s market, make a game out of seeing how much bang you can get for your buck. With a bunch of carrots, freshly picked apples and a jar of local honey, you will have won big time with your rewards.

 

Cover your gym membership!

Get your sweat on, for free! Use your $12 to cover monthly gym membership fees. That way just you will be doing the heavy lifting, not your wallet. 

 

Let the music roll on – for free

Put your $12 to work by budgeting it to cover the cost of your favorite digital music service. Free tunes will be music to your ears!

 

Pay it forward!

There are so many ways to pass along the love! What if you utilized the $12 you earned to make other people’s day? Each month, make a plan to give back with your $12. Maybe that is a couple extra bucks in the tip jar at your local coffee shop, or paying for the person behind you at a restaurant.

 

$12×12=$144!

Now, what if you saved up that $12 each month and budgeted for one special treat with the $144 that you earned? With that extra cash, you can make special memories or even knock something off of your ever-growing to-do list.

  • Fancy dinner for two
  • Washington Parks Discover Pass for $35 and a new pair of hiking boots to hit the trails
  • Tickets to your favorite sporting event
  • New outfit for a night out on the town
  • Deluxe car detail – who knows how long those fries have been underneath the seat?
  • Plane ticket to get out of town!
  • Fresh set of housing cleaning supplies – laundry detergent, paper towels, toilet bowl cleaner – oh my!
  • A day at the spa
  • New patio furniture
  • 10 bags of your dog’s favorite treats – they are your best friend after all!

To learn more information about this topic, please check out Canopy CU

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The Fascinating Realm of Hookah TobaccoThe Fascinating Realm of Hookah Tobacco

In the following article, we explore the fascinating origins and characteristics of hookah tobacco, an unparalleled and flavorful variant of traditional tobacco that has withstood time and acquired popularity all over the globe, for those interested -. We will explore its unique qualities, various types, and the communal aspects attached to its consumption.

Shisha: A Brief Overview

Hookah tobacco, also known as Ma’assel or Ma’assel in the Middle East, is a special mixture of tobacco, sweetened molasses (sometimes with honey), glycerin, and flavoring. Approximately 15% of the content is in fact tobacco, and the intention when smoked is to vaporize it, not ignite it, using the appropriate equipment and techniques. It is designed solely for smoking using a hookah pipe since the specific blend acts as a carrier for the flavorings and glycerin. The article will moreover discuss the origins of hookah tobacco, its key ingredients, and its cultural impact.

Origins of Hookah Tobacco

Hookah tobacco traces its roots back to the Middle East, where it originated as a modified form of traditional tobacco smoking. Unlike conventional cigarettes or cigars, hookah tobacco is air-cured and flavored with sweet molasses, glycerin, and food-grade extracts that yield a wide variety of flavors. Although hookah tobacco does not induce a high; instead, it contains nicotine, which can help users relax.

A Blend Unlike Any Other: Ingredients and Varieties

The unique properties of hookah tobacco make it distinct from other types of tobacco on the market. The following sections will provide information about the key ingredients and varieties of hookah tobacco.

Virginia Blonde Leaf Tobacco

The most commonly used tobacco in hookah is blond Virginia tobacco, a gentle and light tobacco variant. The leaves are typically sun-cured to produce a sweet taste, complementing the other ingredients in the blend.

Air-cured Dark Leaf Tobacco

For those looking for a more full-bodied experience, air-cured dark leaf tobacco is another option for hookah enthusiasts. The air-curing process helps preserve the natural flavor of the tobacco and adds depth to the overall taste when mixed with the other ingredients in the blend.

Molasses and Glycerin

Molasses, a syrupy byproduct of sugar production, serves as the primary sweetener and binder for hookah tobacco. Glycerin, a colorless and odorless liquid, acts as both a humectant and a carrier for the added flavorings. The combination of molasses and glycerin helps deliver consistent and smooth smoke, while enhancing the aromatic profile of the tobacco.

Flavorings

The use of food-grade flavor extracts allows for hundreds of potential flavors to be produced, catering to the diverse tastes and preferences of hookah smokers worldwide. From fruity notes like apple and mango to rich and exotic flavors such as rose and cardamom, the possibilities are virtually endless when it comes to hookah tobacco flavorings.

Hookah Smoking: A Social and Cultural Experience

Beyond its distinctive composition and flavor, hookah smoking is known for its social aspect, which remains an integral part of its charm. Hookah pipes are often shared and enjoyed at celebratory events, momentous events, or as a leisurely pastime with friends and family.

In many cultures, offering a hookah pipe to a guest signifies respect and good hospitality, echoing the values upheld by Middle Eastern royalty centuries ago. today, hookah lounges and cafes have become popular gathering spots where people enjoy both the act of smoking and the pleasure of social interaction.

In Conclusion…

Shisha is a unique and fascinating blend of history, tradition, and flavors. Its unique formulation of air-cured tobacco, molasses, glycerin, and diverse flavorings sets it apart from other smoking Options. Rooted in the Middle Eastern culture where it first originated, hookah tobacco has attracted the hearts and palates of enthusiasts worldwide, offering a social and immersive experience akin to sharing good food, drink, and stories with friends and family. As you traverse through the world of hookah tobacco, remember to appreciate the rich history, craftsmanship, and camaraderie that make it truly one of a kind.

Find Your Fix: The Best Handyman Deck Repair Near MeFind Your Fix: The Best Handyman Deck Repair Near Me

When the tranquility of your outdoor oasis is marred by creaking boards and loose railings, the search term “handyman deck repair near me” can be your ticket back to paradise. Your deck isn’t just a structure; it’s the backdrop for family barbecues, serene morning coffees, and evenings under the stars. Ensuring it’s in prime condition isn’t just about aesthetics; it’s about making memories in a safe and beautiful space.

The Benefits of Choosing a Handyman for Deck Repairs

Opting for a handyman can be a game-changer for your deck repair needs. These jacks-of-all-trades bring affordability and a personal touch to the table, often offering more flexible scheduling and diverse expertise than larger companies. From board replacements to securing loose railings, and even applying protective sealants, a skilled handyman can do it all, often in less time and with less overhead.

How to Search for ‘Handyman Deck Repair Near Me’

In the digital age, finding a handyman near you is as easy as a few clicks. Search engines and Local directories are rich with options, but the key is to use the right keywords and location filters. Don’t overlook the Power of word-of-mouth; community boards, local Facebook groups, and even the Nextdoor app can connect you with a trusted local expert based on your neighbors’ recommendations.

Evaluating Handyman Services

To separate the wheat from the chaff, look for handymen with positive reviews and a robust portfolio of completed deck repairs. It’s essential to confirm they are insured and, if required by your area, licensed to take on the work. Transparency about costs is also a must—beware of those who give vague estimates or avoid itemizing their quotes.

Preparing for the Handyman’s Visit

Before the handyman arrives, clear your deck of furniture and decorations to save time. When they arrive, be ready with questions about the repair process, time estimates, and what materials they plan to use. Your preparation will facilitate a smooth repair process and help avoid any misunderstandings.

Common Deck Repair Jobs for Handymen

Handymen are typically called for a variety of deck repair jobs. Some of the most common include replacing rotten or warped boards, reinforcing weakened structures, fixing or replacing loose nails and fasteners, and applying stains or sealants to protect the wood from the elements.

The Do’s and Don’ts When Working with a Handyman

Do write a clear contract outlining the scope of work, costs, and timeline. Don’t pay the full amount upfront, though a deposit is standard. Do allow the handyman space to work, but don’t hesitate to check in and ask for updates. Transparency and communication are the foundations of a successful project.

Maintenance Tips After Handyman Repairs

Post-repair, the longevity of your deck largely depends on your maintenance routine. Sweep it regularly to remove debris, reseal it every few years, and inspect it for damage seasonally. Quick attention to small issues can prevent the need for significant repairs down the line.

Success Stories: Real-life Deck Repairs

Incorporating testimonials can instill confidence in prospective clients. For example, a San Diego homeowner may share their story of how a local handyman revitalized their weather-beaten deck just in time for summer, complete with before and after photos to showcase the transformation.

Cost vs. Value: Investing in Professional Deck Repair

While some might balk at the cost of professional repair, it’s an investment in your home’s value and your personal safety. A well-maintained deck can be a selling point for your property and prevent accidents, saving you from larger expenses and liabilities in the future.

Conclusion

In conclusion, finding a local handyman for deck repair can be a straightforward solution to restoring the integrity and beauty of your deck. By doing your research, preparing properly for the task, and maintaining your deck after the job is done, you can enjoy your outdoor living space for many years to come. So, type in “handyman deck repair near me,” and take the first step toward reclaiming your beloved deck.

Rental Angebote: Reviewing the Options for Your VehicleRental Angebote: Reviewing the Options for Your Vehicle

Honda offers a range of leasing options designed to suit various requirements and tastes. Whether you’re looking for a compact car for city driving or a roomy SUV for family outings, Honda has a leasing deal that can make driving a new vehicle both cost-effective and easy.

Summary

  • Honda offers a range of leasing options for various car models.
  • Leasing offers versatility with reduced monthly payments compared to financing.
  • Special offers and incentives are available regularly, making leasing more appealing.
  • Knowing the terms and conditions of Honda lease contracts is crucial for making an informed decision.

Why Choose Honda Leasing?

Leasing a Honda car includes several benefits, such as lower monthly payments compared to conventional car financing. Leasing also offers flexibility, as lease terms usually last between 2 to four years, allowing drivers to switch to a new model more frequently.

Reduced Monthly Payments

One of the main advantages of leasing is the reduced monthly cost. When you lease, you’re essentially paying for the vehicle’s depreciation during the lease term rather than the full cost. This means your monthly payments can be considerably lower than if you were financing the car.

Flexibility and Upgrading

Leasing provides the option to upgrade to a newer model every few years. This is ideal for those who like having the latest technology, safety features, and fuel-efficient engines. At the end of your lease term, you can simply return the car and select a new one.

Honda Leasing Deals and Promotions

Honda regularly offers special leasing deals and incentives that can make leasing even more attractive. These deals can include lower monthly payments, reduced down payments, and even incentives like free maintenance for a certain period.

Model Monthly Payment Lease Term Down Payment Special Offer
Honda Civic €199 36 months €2,500 Free maintenance for 12 months
Honda CR-V €280 three years months €3000 Lower interest rate
Honda Accord €310 36 months €2,800 this site Cashback offer

Understanding Lease Terms and Conditions

Before entering a leasing agreement, it’s essential to understand the terms and conditions. Here are some key aspects to think about:

Mileage Limits

Most leases come with mileage limits, usually between ten thousand to 15,000 miles per year. Exceeding these limits can result in additional charges at the end of the lease term.

Wear and Tear

Leased vehicles are expected to be returned in good condition, with normal wear and tear. Excessive wear or modifications may result in additional fees.

End-of-Lease Options

At the end of your lease, you typically have three options: return the vehicle, lease a new Honda, or purchase the leased car at a predetermined price.

Conclusion

Leasing a Honda can be a wise and cost-effective choice, offering the benefits of reduced monthly payments, versatility to upgrade, and access to special offers. By understanding the leasing terms and conditions, you can make an educated choice that best fits your needs and lifestyle.

For more details on current Honda leasing deals, visit Honda Leasing Offers.