Tierra Portfolio Services world Enjoy more treats with a checking account that pays you!

Enjoy more treats with a checking account that pays you!

July 28, 2023| Tom Armstrong| 0 Comment| 12:00 am

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AT CANOPY, WE BELIEVE IN GOING ABOVE AND BEYOND FOR OUR MEMBERS.

Having products that also go the extra mile for members is important to us. Now, our KASASA Checking accounts are even BETTER, with members getting paid more than ever for banking Local.

Our Kasasa Rewards Checking account now provides up to $12 cash back each month. Here’s how it works. You earn 4.00% cash back on up to $300 in debit card purchases monthly when your account qualifies. That’s up to $12 cash back each month, which is $144 each year!

All you have to do to qualify is enroll in eStatements and have 12 or more debit card purchases every month. Did we mention you also get up to $20 monthly in refunds on ATM fees nationwide?

Now the question is, what could you do with an extra $12 in your budget every month? Here are a few ideas to get you started!

Pay your streaming subscriptions!

It can be hard to say goodbye to your favorite shows, but budgets can be tight. Finding the best streaming service for you can take some trial and error that takes a toll on your wallet. Take the time to make a decision about one to two streaming Services work best for you. Then use your $12 towards covering the cost of a streaming service. That will help you truly settle back and enjoy the show!

Treat a friend and you to coffee

Getting together over a “cup of joe” can lead to special moments. Intentionally setting aside time and your $12 to catch up with a friend is a great way to make the most out of your money. Exchange your $12 for two $4 coffees, a $2 pastry to share and little extra for tax and a tip!

Put towards gas money

Put your extra $12 toward your gas money is another way to utilize this free cash! While $12 might not make a huge dent, it will take you a few more miles.

Buy local goods!

Take your $12 and see how you can support local businesses with your extra cash. At a farmer’s market, make a game out of seeing how much bang you can get for your buck. With a bunch of carrots, freshly picked apples and a jar of local honey, you will have won big time with your rewards.

Cover your gym membership!

Get your sweat on, for free! Use your $12 to cover monthly gym membership fees. That way just you will be doing the heavy lifting, not your wallet.

Let the music roll on – for free

Put your $12 to work by budgeting it to cover the cost of your favorite digital music service. Free tunes will be music to your ears!

Pay it forward!

There are so many ways to pass along the love! What if you utilized the $12 you earned to make other people’s day? Each month, make a plan to give back with your $12. Maybe that is a couple extra bucks in the tip jar at your local coffee shop, or paying for the person behind you at a restaurant.

$12×12=$144!

Now, what if you saved up that $12 each month and budgeted for one special treat with the $144 that you earned? With that extra cash, you can make special memories or even knock something off of your ever-growing to-do list.

Fancy dinner for two
Washington Parks Discover Pass for $35 and a new pair of hiking boots to hit the trails
Tickets to your favorite sporting event
New outfit for a night out on the town
Deluxe car detail – who knows how long those fries have been underneath the seat?
Plane ticket to get out of town!
Fresh set of housing cleaning supplies – laundry detergent, paper towels, toilet bowl cleaner – oh my!
A day at the spa
New patio furniture
10 bags of your dog’s favorite treats – they are your best friend after all!

To learn more information about this topic, please check out Canopy CU

Exploring Encinitas, San DiegoExploring Encinitas, San Diego

October 15, 2023| Tuyet| 0 Comment| 12:00 am

Nestled in the heart of Encinitas,San Diego,California,this picturesque beach town beckons with its 7 miles of serene coastline along the shimmering Pacific Ocean. Encinitas’ allure is unmistakable. With a Mediterranean climate and temperatures that average in the mid 70s,Encinitas provides a respite away from the city. Adventurers are not left out either. From hot air balloon rides with panoramic views to the many activities available at San Elijo Lagoon Adventure Park such as hiking,biking,kayaking and paddle boarding. But Encinitas isn’t just about its natural splendors. There are many eclectic restaurants,art galleries and boutiques that feature both Local and international designs. The nightlife is alive and kicking as the sun sets. Fine dining restaurants cater to those who prefer a refined experience. It’s easy to grasp why Encinitas,with its multifaceted attractions,stands as one of San diego’s premier destinations.

The Best Attractions in Encinitas

The remarkable Encinitas coastline is home to the world-famous Swami’s Beach. This picturesque cove,located at the end D Street is known for its stunning views and gentle waves. It’s the perfect place to relax on the sand for the day or go fishing from the reef nearby. But history buffs won’t want to miss out either! Take in breathtaking panoramic views from Pacific View Tower,explore the ruins of an old railroad bridge at Cardiff State Beach,or dig into local history with artifacts from Leucadia Historical Society Museum. Encinitas offers something for everyone,no matter what your taste!

Encinitas Restaurants

Encinitas offers a wide variety of delicious dining Options. You can choose from a variety of beachfront restaurants,including Pipes Cafe and Carlsbad Fish Tacos,which offer everything from Mexican food to Mediterranean cuisine. For something more upscale,visit one of the higher-end restaurants in Downtown Encinitas like Union Kitchen & Tap or California Tap Room. What about vegan and organic choices? Stone world Bistro is a great choice. Camino Real Marketplace,located in the Flora Vista Library,offers authentic Mexican food. Whatever your craving may be,Encinitas has you covered!

Outdoor Activities in Encinitas

Are you ready to discover the outdoors in Encinitas,California? There’s something to do for everyone,no matter what your age or budget. From the world-famous La Costa Cliffs to swimming and tanning on Moonlight Beach. Experience a whale watching tour,take a boat ride along the bluffs,kayak or paddleboard through San Elijo Lagoon Ecological Reserve,or just stroll along the boardwalk. You can also try rock climbing walls,which offer stunning views of the California coastline. Or challenge yourself with beach volleyball tournaments and surf lessons for all levels! Come and experience Encinitas for yourself!

Explore the beauty of Carmel, CaliforniaExplore the beauty of Carmel, California

October 11, 2023| Tuyet| 0 Comment| 12:00 am

Carmel, California is often referred to as the best of Carmel because of its idyllic landscape and natural splendor. It is a destination which truly captivates its visitors. This enchanting town is tucked away along the rugged Pacific Ocean coastline. It Offers a wealth of exploration and relaxation opportunities. From its immaculate white-sand beaches to its awe-inspiring cliffs and undulating hills, Carmel serves as a sanctuary for nature enthusiasts and adventure seekers alike.

To discuss the allure of Carmel without acknowledging its world-famous Pebble Beach Golf Links would be remiss. Set against the backdrop of the majestic oceanic expanse, this golf course stands as a testament to the refinement and grace that define this town. Golf enthusiasts from around the world are drawn to its meticulously maintained fairways and greens. Carmel is also home to a thriving arts scene, which permeates every corner of the city. The galleries and studios serve as sanctuaries for boundless creativity while showcasing masterpieces created by both local artisans and internationally acclaimed artists alike. Be it paintings or sculptures; photography or mixed media – there exists something to satiate every artistic palate. Carmel’s artistic essence is evident whether you stroll through the streets decorated with art or attend one of its many festivals that celebrate artistic expression.
As visitors delve deeper into Carmel’s core, they are certain to become entranced by its rich historical tapestry interwoven with distinctive architectural marvels. Its historic buildings, which date back to the 18th century and the 19th century respectively, are a testament to Carmel’s rich legacy. The Carmel Mission, established in 1771, is a prime example of a building that embodies cultural significance and religious devotion. The architecture combines harmoniously with the serene surroundings to foster reverence for those who walk through these sacred grounds. Fairy Tale Cottages are another architectural gem, with their whimsical charm and ethereal atmosphere that permeates Carmel. The quaint houses, with their verdant gardens and enchanting features, create a magical experience.

The Charm and History of Carmel

Carmel, California, a town that emanates an air of perplexity and burstiness, holds within its borders an array of charm and rich history. Carmel, California, nestled along California’s stunning central coast, has long been a magnet for visitors, with its charming architecture, vibrant art scene, and natural beauty.

A defining characteristic that leaves observers in astonishment is Carmel’s unparalleled uniqueness. The town is known for its fairytale-like cottages, decorated with flowers and picket fencing. As one strolls through the streets of Carmel, they cannot help but feel bewitched by the whimsical architecture and tranquil atmosphere that permeates every nook and cranny. The absence of street names and parking meters adds to the already bewildering atmosphere.

History also plays an integral role in sculpting the allure of Carmel. This town, founded in 1902 carries a rich heritage that can be heard to this day. The historic Carmel Mission stands tall as testament to its Spanish colonial past – dating all the way back to the 18th century. This architectural masterpiece coupled with serenely manicured gardens beckons history enthusiasts from far and wide to pay homage to yesteryears’ glory. Moreover, throughout its storied existence, Carmel has been hailed as a haven for artists seeking inspiration amid breathtaking vistas; legends like Jack London and Ansel Adams found solace within these boundaries! Art galleries still display masterpieces created by local artists who continue to add another layer to the tapestry of this cultural legacy.

Find Your Fix: The Best Handyman Deck Repair Near MeFind Your Fix: The Best Handyman Deck Repair Near Me

November 9, 2023| Tuyet| 0 Comment| 12:00 am

When the tranquility of your outdoor oasis is marred by creaking boards and loose railings, the search term “handyman deck repair near me” can be your ticket back to paradise. Your deck isn’t just a structure; it’s the backdrop for family barbecues, serene morning coffees, and evenings under the stars. Ensuring it’s in prime condition isn’t just about aesthetics; it’s about making memories in a safe and beautiful space.

The Benefits of Choosing a Handyman for Deck Repairs

Opting for a handyman can be a game-changer for your deck repair needs. These jacks-of-all-trades bring affordability and a personal touch to the table, often offering more flexible scheduling and diverse expertise than larger companies. From board replacements to securing loose railings, and even applying protective sealants, a skilled handyman can do it all, often in less time and with less overhead.

How to Search for ‘Handyman Deck Repair Near Me’

In the digital age, finding a handyman near you is as easy as a few clicks. Search engines and Local directories are rich with options, but the key is to use the right keywords and location filters. Don’t overlook the Power of word-of-mouth; community boards, local Facebook groups, and even the Nextdoor app can connect you with a trusted local expert based on your neighbors’ recommendations.

Evaluating Handyman Services

To separate the wheat from the chaff, look for handymen with positive reviews and a robust portfolio of completed deck repairs. It’s essential to confirm they are insured and, if required by your area, licensed to take on the work. Transparency about costs is also a must—beware of those who give vague estimates or avoid itemizing their quotes.

Preparing for the Handyman’s Visit

Before the handyman arrives, clear your deck of furniture and decorations to save time. When they arrive, be ready with questions about the repair process, time estimates, and what materials they plan to use. Your preparation will facilitate a smooth repair process and help avoid any misunderstandings.

Common Deck Repair Jobs for Handymen

Handymen are typically called for a variety of deck repair jobs. Some of the most common include replacing rotten or warped boards, reinforcing weakened structures, fixing or replacing loose nails and fasteners, and applying stains or sealants to protect the wood from the elements.

The Do’s and Don’ts When Working with a Handyman

Do write a clear contract outlining the scope of work, costs, and timeline. Don’t pay the full amount upfront, though a deposit is standard. Do allow the handyman space to work, but don’t hesitate to check in and ask for updates. Transparency and communication are the foundations of a successful project.

Maintenance Tips After Handyman Repairs

Post-repair, the longevity of your deck largely depends on your maintenance routine. Sweep it regularly to remove debris, reseal it every few years, and inspect it for damage seasonally. Quick attention to small issues can prevent the need for significant repairs down the line.

Success Stories: Real-life Deck Repairs

Incorporating testimonials can instill confidence in prospective clients. For example, a San Diego homeowner may share their story of how a local handyman revitalized their weather-beaten deck just in time for summer, complete with before and after photos to showcase the transformation.

Cost vs. Value: Investing in Professional Deck Repair

While some might balk at the cost of professional repair, it’s an investment in your home’s value and your personal safety. A well-maintained deck can be a selling point for your property and prevent accidents, saving you from larger expenses and liabilities in the future.

Conclusion

In conclusion, finding a local handyman for deck repair can be a straightforward solution to restoring the integrity and beauty of your deck. By doing your research, preparing properly for the task, and maintaining your deck after the job is done, you can enjoy your outdoor living space for many years to come. So, type in “handyman deck repair near me,” and take the first step toward reclaiming your beloved deck.