Enjoy more treats with a checking account that pays you!

AT CANOPY, WE BELIEVE IN GOING ABOVE AND BEYOND FOR OUR MEMBERS.

Having products that also go the extra mile for members is important to us. Now, our KASASA Checking accounts are even BETTER, with members getting paid more than ever for banking Local.

Our Kasasa Rewards Checking account now provides up to $12 cash back each month. Here’s how it works. You earn 4.00% cash back on up to $300 in debit card purchases monthly when your account qualifies. That’s up to $12 cash back each month, which is $144 each year! 

All you have to do to qualify is enroll in eStatements and have 12 or more debit card purchases every month. Did we mention you also get up to $20 monthly in refunds on ATM fees nationwide?

Now the question is, what could you do with an extra $12 in your budget every month? Here are a few ideas to get you started!

Pay your streaming subscriptions!

It can be hard to say goodbye to your favorite shows, but budgets can be tight. Finding the best streaming service for you can take some trial and error that takes a toll on your wallet. Take the time to make a decision about one to two streaming Services work best for you. Then use your $12 towards covering the cost of a streaming service. That will help you truly settle back and enjoy the show!

 

Treat a friend and you to coffee

Getting together over a “cup of joe” can lead to special moments. Intentionally setting aside time and your $12 to catch up with a friend is a great way to make the most out of your money. Exchange your $12 for two $4 coffees, a $2 pastry to share and little extra for tax and a tip!

 

Put towards gas money

Put your extra $12 toward your gas money is another way to utilize this free cash! While $12 might not make a huge dent, it will take you a few more miles.  

 

Buy local goods!

Take your $12 and see how you can support local businesses with your extra cash. At a farmer’s market, make a game out of seeing how much bang you can get for your buck. With a bunch of carrots, freshly picked apples and a jar of local honey, you will have won big time with your rewards.

 

Cover your gym membership!

Get your sweat on, for free! Use your $12 to cover monthly gym membership fees. That way just you will be doing the heavy lifting, not your wallet. 

 

Let the music roll on – for free

Put your $12 to work by budgeting it to cover the cost of your favorite digital music service. Free tunes will be music to your ears!

 

Pay it forward!

There are so many ways to pass along the love! What if you utilized the $12 you earned to make other people’s day? Each month, make a plan to give back with your $12. Maybe that is a couple extra bucks in the tip jar at your local coffee shop, or paying for the person behind you at a restaurant.

 

$12×12=$144!

Now, what if you saved up that $12 each month and budgeted for one special treat with the $144 that you earned? With that extra cash, you can make special memories or even knock something off of your ever-growing to-do list.

  • Fancy dinner for two
  • Washington Parks Discover Pass for $35 and a new pair of hiking boots to hit the trails
  • Tickets to your favorite sporting event
  • New outfit for a night out on the town
  • Deluxe car detail – who knows how long those fries have been underneath the seat?
  • Plane ticket to get out of town!
  • Fresh set of housing cleaning supplies – laundry detergent, paper towels, toilet bowl cleaner – oh my!
  • A day at the spa
  • New patio furniture
  • 10 bags of your dog’s favorite treats – they are your best friend after all!

To learn more information about this topic, please check out Canopy CU

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Balancing Work and Life: Strategies for Achieving Work-Life IntegrationBalancing Work and Life: Strategies for Achieving Work-Life Integration

The old saying that goes,”All work and no play makes Jack a dull boy,” expresses the necessity of balancing our private lives and career responsibilities. We live in a hectic world,where one might fear that once they stop working and decide to rest,more debt and obligations trample upon them. Some feel that doing other things apart from work is equivalent to loss of money,while others fear that the world will leave them behind as it is fast-paced and increasingly changing. But there are better ways to approach your professional responsibilities and private life than this. You need to change your mindset and adopt the right strategies. Take,for instance,Grant Kelley,the renowned Australian-born Business expert and entrepreneur. He has perfected the art of work-life balance,and in this article,we will be learning a few Techniques from him. These techniques will help you strike a healthy balance and enjoy optimal work-life integration.

1.Redefining Work-Life Balance: 

Beginning our journey towards integrating our private lives with our work lives must involve redefining the conventional concept of work-life balance. It would be best if you did not view your work and personal life as distinct entities but as areas of your lives that cannot exist without another. Therefore,don’t marginalize your time,but target an all-encompassing strategy that allows you to incorporate your work and personal responsibilities. 

2.Make your preferences clear.

To achieve a work-life balance,you must declare and begin with activities or engagements that you prefer and are the most important. Assign the required time and energy from the most selected activities to the least. This approach will help you save a lot of time for your personal life if you are the kind that often gets too busy with work. 

3.Don’t allow people to cross your boundaries. 

When people see that you are always a ‘yes’ kind of person,they can use you to achieve their respective aims,but you will not have the opportunity to attend to your responsibilities and enjoy your leisure. By setting boundaries,such as limiting the time to receive phone calls during the day or only offering to handle another one’s concerns at your own scheduled time,you indirectly communicate to those who are always likely to border you in your no-go area.

4.Be Adaptable

When it comes to being adaptable,it means utilizing alternate means or tools at work and during leisure to deliver the same outcome. For instance,if your career okays working from home,you should learn to perfect yourself in it to maintain efficiency in the workplace irrespective of your geographical location. Furthermore,since you can work from home,it will be easier for you to attend to your personal life even as you are working,thereby integrating your profession with your personal life.

Conclusion

The journey to finding a balance between work and your private life is continuous and requires deliberate effort and dedication. Remember that the benefits surrounding you once you strike a proportion are significant,including prosperity in businesses like Grant Kelley

For more information: Grant Kelley

Rental Angebote: Reviewing the Options for Your VehicleRental Angebote: Reviewing the Options for Your Vehicle

Honda offers a range of leasing options designed to suit various requirements and tastes. Whether you’re looking for a compact car for city driving or a roomy SUV for family outings, Honda has a leasing deal that can make driving a new vehicle both cost-effective and easy.

Summary

  • Honda offers a range of leasing options for various car models.
  • Leasing offers versatility with reduced monthly payments compared to financing.
  • Special offers and incentives are available regularly, making leasing more appealing.
  • Knowing the terms and conditions of Honda lease contracts is crucial for making an informed decision.

Why Choose Honda Leasing?

Leasing a Honda car includes several benefits, such as lower monthly payments compared to conventional car financing. Leasing also offers flexibility, as lease terms usually last between 2 to four years, allowing drivers to switch to a new model more frequently.

Reduced Monthly Payments

One of the main advantages of leasing is the reduced monthly cost. When you lease, you’re essentially paying for the vehicle’s depreciation during the lease term rather than the full cost. This means your monthly payments can be considerably lower than if you were financing the car.

Flexibility and Upgrading

Leasing provides the option to upgrade to a newer model every few years. This is ideal for those who like having the latest technology, safety features, and fuel-efficient engines. At the end of your lease term, you can simply return the car and select a new one.

Honda Leasing Deals and Promotions

Honda regularly offers special leasing deals and incentives that can make leasing even more attractive. These deals can include lower monthly payments, reduced down payments, and even incentives like free maintenance for a certain period.

Model Monthly Payment Lease Term Down Payment Special Offer
Honda Civic €199 36 months €2,500 Free maintenance for 12 months
Honda CR-V €280 three years months €3000 Lower interest rate
Honda Accord €310 36 months €2,800 this site Cashback offer

Understanding Lease Terms and Conditions

Before entering a leasing agreement, it’s essential to understand the terms and conditions. Here are some key aspects to think about:

Mileage Limits

Most leases come with mileage limits, usually between ten thousand to 15,000 miles per year. Exceeding these limits can result in additional charges at the end of the lease term.

Wear and Tear

Leased vehicles are expected to be returned in good condition, with normal wear and tear. Excessive wear or modifications may result in additional fees.

End-of-Lease Options

At the end of your lease, you typically have three options: return the vehicle, lease a new Honda, or purchase the leased car at a predetermined price.

Conclusion

Leasing a Honda can be a wise and cost-effective choice, offering the benefits of reduced monthly payments, versatility to upgrade, and access to special offers. By understanding the leasing terms and conditions, you can make an educated choice that best fits your needs and lifestyle.

For more details on current Honda leasing deals, visit Honda Leasing Offers.

Exploring Encinitas, San DiegoExploring Encinitas, San Diego

Nestled in the heart of Encinitas,San Diego,California,this picturesque beach town beckons with its 7 miles of serene coastline along the shimmering Pacific Ocean. Encinitas’ allure is unmistakable. With a Mediterranean climate and temperatures that average in the mid 70s,Encinitas provides a respite away from the city. Adventurers are not left out either. From hot air balloon rides with panoramic views to the many activities available at San Elijo Lagoon Adventure Park such as hiking,biking,kayaking and paddle boarding. But Encinitas isn’t just about its natural splendors. There are many eclectic restaurants,art galleries and boutiques that feature both Local and international designs. The nightlife is alive and kicking as the sun sets. Fine dining restaurants cater to those who prefer a refined experience. It’s easy to grasp why Encinitas,with its multifaceted attractions,stands as one of San diego’s premier destinations.

The Best Attractions in Encinitas

The remarkable Encinitas coastline is home to the world-famous Swami’s Beach. This picturesque cove,located at the end D Street is known for its stunning views and gentle waves. It’s the perfect place to relax on the sand for the day or go fishing from the reef nearby. But history buffs won’t want to miss out either! Take in breathtaking panoramic views from Pacific View Tower,explore the ruins of an old railroad bridge at Cardiff State Beach,or dig into local history with artifacts from Leucadia Historical Society Museum. Encinitas offers something for everyone,no matter what your taste!

Encinitas Restaurants

Encinitas offers a wide variety of delicious dining Options. You can choose from a variety of beachfront restaurants,including Pipes Cafe and Carlsbad Fish Tacos,which offer everything from Mexican food to Mediterranean cuisine. For something more upscale,visit one of the higher-end restaurants in Downtown Encinitas like Union Kitchen & Tap or California Tap Room. What about vegan and organic choices? Stone world Bistro is a great choice. Camino Real Marketplace,located in the Flora Vista Library,offers authentic Mexican food. Whatever your craving may be,Encinitas has you covered!

Outdoor Activities in Encinitas

Are you ready to discover the outdoors in Encinitas,California? There’s something to do for everyone,no matter what your age or budget. From the world-famous La Costa Cliffs to swimming and tanning on Moonlight Beach. Experience a whale watching tour,take a boat ride along the bluffs,kayak or paddleboard through San Elijo Lagoon Ecological Reserve,or just stroll along the boardwalk. You can also try rock climbing walls,which offer stunning views of the California coastline. Or challenge yourself with beach volleyball tournaments and surf lessons for all levels! Come and experience Encinitas for yourself!