Enjoy more treats with a checking account that pays you!

AT CANOPY, WE BELIEVE IN GOING ABOVE AND BEYOND FOR OUR MEMBERS.

Having products that also go the extra mile for members is important to us. Now, our KASASA Checking accounts are even BETTER, with members getting paid more than ever for banking Local.

Our Kasasa Rewards Checking account now provides up to $12 cash back each month. Here’s how it works. You earn 4.00% cash back on up to $300 in debit card purchases monthly when your account qualifies. That’s up to $12 cash back each month, which is $144 each year! 

All you have to do to qualify is enroll in eStatements and have 12 or more debit card purchases every month. Did we mention you also get up to $20 monthly in refunds on ATM fees nationwide?

Now the question is, what could you do with an extra $12 in your budget every month? Here are a few ideas to get you started!

Pay your streaming subscriptions!

It can be hard to say goodbye to your favorite shows, but budgets can be tight. Finding the best streaming service for you can take some trial and error that takes a toll on your wallet. Take the time to make a decision about one to two streaming Services work best for you. Then use your $12 towards covering the cost of a streaming service. That will help you truly settle back and enjoy the show!

 

Treat a friend and you to coffee

Getting together over a “cup of joe” can lead to special moments. Intentionally setting aside time and your $12 to catch up with a friend is a great way to make the most out of your money. Exchange your $12 for two $4 coffees, a $2 pastry to share and little extra for tax and a tip!

 

Put towards gas money

Put your extra $12 toward your gas money is another way to utilize this free cash! While $12 might not make a huge dent, it will take you a few more miles.  

 

Buy local goods!

Take your $12 and see how you can support local businesses with your extra cash. At a farmer’s market, make a game out of seeing how much bang you can get for your buck. With a bunch of carrots, freshly picked apples and a jar of local honey, you will have won big time with your rewards.

 

Cover your gym membership!

Get your sweat on, for free! Use your $12 to cover monthly gym membership fees. That way just you will be doing the heavy lifting, not your wallet. 

 

Let the music roll on – for free

Put your $12 to work by budgeting it to cover the cost of your favorite digital music service. Free tunes will be music to your ears!

 

Pay it forward!

There are so many ways to pass along the love! What if you utilized the $12 you earned to make other people’s day? Each month, make a plan to give back with your $12. Maybe that is a couple extra bucks in the tip jar at your local coffee shop, or paying for the person behind you at a restaurant.

 

$12×12=$144!

Now, what if you saved up that $12 each month and budgeted for one special treat with the $144 that you earned? With that extra cash, you can make special memories or even knock something off of your ever-growing to-do list.

  • Fancy dinner for two
  • Washington Parks Discover Pass for $35 and a new pair of hiking boots to hit the trails
  • Tickets to your favorite sporting event
  • New outfit for a night out on the town
  • Deluxe car detail – who knows how long those fries have been underneath the seat?
  • Plane ticket to get out of town!
  • Fresh set of housing cleaning supplies – laundry detergent, paper towels, toilet bowl cleaner – oh my!
  • A day at the spa
  • New patio furniture
  • 10 bags of your dog’s favorite treats – they are your best friend after all!

To learn more information about this topic, please check out Canopy CU

Related Post

Key Terms and Conditions in Sales Agreements for Business PartnersKey Terms and Conditions in Sales Agreements for Business Partners

In the intricate world of Business partnerships, success hinges on clarity, trust, and a well-structured framework. Achieving these essential attributes requires a meticulously crafted sales agreement that lays out key terms and conditions. This article explores the pivotal clauses that should be an integral part of every sales agreement for business partners, ensuring a harmonious and thriving partnership.

Identifying the Parties

At the heart of any agreement are the parties involved. For business Partners, it is imperative to begin with clear identification. The sales agreement should include the legal names, addresses, and contact information of each partner. This foundational step ensures that all parties are unequivocally recognized.

Scope and Purpose

Defining the scope and purpose of the partnership is fundamental. The agreement should explicitly outline the partnership’s objectives, goals, and the specific business activities it will engage in. This clarity prevents misunderstandings and aligns all partners toward a common vision.

Financial Contributions

Partnerships often entail Financial investments from each partner. Detailing these contributions in the agreement is vital. Specify each partner’s initial investments and any ongoing financial commitments. Additionally, the agreement should determine ownership percentages based on these contributions, ensuring equity and fairness.

Profit and Loss Allocations

At the core of a partnership’s financial structure lie profit and loss allocations. The agreement should include a clear formula for distributing profits and handling losses. By defining these rules, partners can manage expectations and avoid disputes over financial matters.

Management and Decision-Making

Effective management and decision-making processes are crucial for the partnership’s success. The sales agreement should outline the partnership’s management structure, including the roles and responsibilities of each partner. Furthermore, it should define decision-making procedures, such as voting rights and authority, to facilitate efficient operations.

Withdrawal and Transfer of Interests

Circumstances change, and partners may wish to withdraw or transfer their interests in the partnership. The agreement should specify procedures for a partner’s withdrawal and the impact on their ownership interests. It should also address the conditions and restrictions for transferring partnership interests to third parties.

Dispute Resolution

Even in the most harmonious partnerships, disputes can arise. To avoid costly litigation, sales agreements should include dispute resolution mechanisms, such as arbitration or mediation. These mechanisms provide a structured way to resolve conflicts and maintain partnership harmony.

Confidentiality and Non-Compete

Protecting sensitive business information is paramount. The agreement should include confidentiality obligations that prevent partners from disclosing or using confidential information improperly. Additionally, non-compete clauses can safeguard the partnership’s interests by preventing partners from engaging in competitive activities during and after the partnership.

Term and Termination

Partnerships may have defined terms or renewal conditions. The agreement should specify the initial term of the partnership and any conditions for renewal. It should also outline the procedures for terminating the partnership and the consequences of termination, including the distribution of assets.

Governing Law and Jurisdiction

Establishing the legal framework of the agreement is essential. State the governing law that will apply and the jurisdiction where disputes will be resolved. This clarity ensures that the agreement is enforceable and provides guidance in case of legal matters.

Signatures and Execution

Finally, the agreement should address the process of signing and executing the document. All partners involved should sign the agreement to make it legally binding. Clear execution procedures help ensure that the agreement is properly implemented.

Conclusion

In the dynamic landscape of business partnerships, a well-constructed sales agreement serves as a beacon of certainty, protection, and compliance. The key terms and conditions discussed in this article are the building blocks of a successful partnership. By including these clauses, business partners can forge agreements that foster trust, prevent disputes, and establish a solid foundation for their collaborative ventures.

Exploring Encinitas, San DiegoExploring Encinitas, San Diego

Nestled in the heart of Encinitas,San Diego,California,this picturesque beach town beckons with its 7 miles of serene coastline along the shimmering Pacific Ocean. Encinitas’ allure is unmistakable. With a Mediterranean climate and temperatures that average in the mid 70s,Encinitas provides a respite away from the city. Adventurers are not left out either. From hot air balloon rides with panoramic views to the many activities available at San Elijo Lagoon Adventure Park such as hiking,biking,kayaking and paddle boarding. But Encinitas isn’t just about its natural splendors. There are many eclectic restaurants,art galleries and boutiques that feature both Local and international designs. The nightlife is alive and kicking as the sun sets. Fine dining restaurants cater to those who prefer a refined experience. It’s easy to grasp why Encinitas,with its multifaceted attractions,stands as one of San diego’s premier destinations.

The Best Attractions in Encinitas

The remarkable Encinitas coastline is home to the world-famous Swami’s Beach. This picturesque cove,located at the end D Street is known for its stunning views and gentle waves. It’s the perfect place to relax on the sand for the day or go fishing from the reef nearby. But history buffs won’t want to miss out either! Take in breathtaking panoramic views from Pacific View Tower,explore the ruins of an old railroad bridge at Cardiff State Beach,or dig into local history with artifacts from Leucadia Historical Society Museum. Encinitas offers something for everyone,no matter what your taste!

Encinitas Restaurants

Encinitas offers a wide variety of delicious dining Options. You can choose from a variety of beachfront restaurants,including Pipes Cafe and Carlsbad Fish Tacos,which offer everything from Mexican food to Mediterranean cuisine. For something more upscale,visit one of the higher-end restaurants in Downtown Encinitas like Union Kitchen & Tap or California Tap Room. What about vegan and organic choices? Stone world Bistro is a great choice. Camino Real Marketplace,located in the Flora Vista Library,offers authentic Mexican food. Whatever your craving may be,Encinitas has you covered!

Outdoor Activities in Encinitas

Are you ready to discover the outdoors in Encinitas,California? There’s something to do for everyone,no matter what your age or budget. From the world-famous La Costa Cliffs to swimming and tanning on Moonlight Beach. Experience a whale watching tour,take a boat ride along the bluffs,kayak or paddleboard through San Elijo Lagoon Ecological Reserve,or just stroll along the boardwalk. You can also try rock climbing walls,which offer stunning views of the California coastline. Or challenge yourself with beach volleyball tournaments and surf lessons for all levels! Come and experience Encinitas for yourself!

A List of AWS Managed ServicesA List of AWS Managed Services

companies today are turning more often to AWS for IT development and data storage needs due to its superior flexibility and scalability, making it one of the most dependable platforms.

https://www.managedittampa.net/which-services-are-fully-managed-by-aws

AMS helps customers relieve themselves of operational burden and run AWS more effectively and securely so that they can focus on achieving their business goals more easily.

1. Amazon Cloud Formation

Cloud Formation offers a straightforward method for modeling and provisioning Amazon Web Services infrastructure resources. Simply create a JSON or YAML template, deploy those resources as stacks and watch Cloud Formation do its magic!

The platform enables you to streamline, automate, and version-control the deployment of your application. Furthermore, it helps track how infrastructure changes over time which saves both time and effort for your team.

2. Amazon Aurora

Amazon Aurora is a fully Managed relational database engine designed for performance and scale that works with open source databases such as MySQL and PostgreSQL.

Automatically allocating database storage volumes in 10 GB logical chunks and replicating them six times across three AWS availability zones, this cluster engine provides the means to recover lost data through other locations should an availability zone fail.

Amazon Aurora is an economical solution because you only pay for what resources are being consumed, while being easily expandable without needing hardware provisioning or maintenance costs.

3. Amazon ElastiCache

Amazon ElastiCache is a fully managed in-memory caching service with lightning fast access to data. Ideal for real-time applications such as gaming, ride hailing and media streaming.

Redis and Memcached cache engines make it simple to deploy, operate, and scale popular open source cache engines – helping developers increase application performance by offloading read requests from disk or primary databases.

4. Amazon EMR

Amazon EMR is a fully managed service designed to simplify the creation, deployment, operation and scaling of big data environments. It distributes and processes large datasets using open source frameworks like Apache Hadoop Map Reduce, Spark and Hive across a dynamically scalable cluster of EC2 instances.

Decouple compute and storage so you can add more instances during peak workloads while scaling back costs when demand decreases.

5. Amazon ElastiCache

Amazon ElastiCache provides fully managed Memcached and Redis cache services, automating setup, operation, and scaling to enable distributed in-memory cache environments to run more efficiently and cost-effectively.

Internet-scale real-time applications in gaming, ride-hailing, media streaming and social media require fast data access. ElastiCache offers lightning fast in-memory storage to facilitate database, cache, message broker and queue use cases.

Optimize costs with regional and cross-availability zone placement, and monitor performance using Amazon CloudWatch.

6. Amazon Glacier

Amazon Glacier provides cost-effective storage services for long-term data retention and backup, used by organizations of all kinds to archive historical documents, creative works and research data in an easy and dependable setting.

Organizations can easily manage their data archives with features such as tags and access policies. Furthermore, this service conforms with numerous security standards and certifications to meet regulatory compliance requirements.

7. Amazon Lambda

Amazon Lambda makes running code stress-free: the system automatically scales to meet demand and you only pay for compute time used by your function.

Development teams can then focus on creating valuable back-end applications without incurring infrastructure management costs, while at the same time supporting modern architectures like microservices and asynchronous processing.

8. Amazon CloudWatch

Amazon CloudWatch is a service designed to monitor cloud resources and applications, gathering log and metric data and processing it into visual analysis for future reference.

DevOps engineers, developers, site reliability engineers (SREs), and IT managers can use AWS Services Monitoring Tool to keep tabs on AWS services and your applications. It helps detect anomalies quickly while simultaneously pinpointing root cause of issues and automating repetitive tasks.

9. Amazon CloudWatch Alarms

CloudWatch Alarms is an AWS monitoring service for monitoring applications, resources and infrastructure in an organization's AWS account. It collects, analyses and visualizes log and metrics data for efficient troubleshooting purposes.

Amazon CloudWatch supports high resolution alarms to take automatic actions when thresholds are breached, and allows you to correlate logs and metrics in order to diagnose root causes for incidents that arise in cloud applications like Amazon Web Services. As an ideal, comprehensive logging solution for Amazon Web Services and cloud applications alike.

10. Amazon CloudWatch Reports

Amazon CloudWatch is a monitoring service for AWS services, applications and customer infrastructure that delivers near real-time performance and operational data to DevOps engineers, developers and Site Reliability Engineers (SREs) for use in mitigating incidents or outages.

Use it to build dashboards, set alarms and get an overall picture of your application and infrastructure health. Furthermore, this service ties metrics and logs together so quickly identifie issues and reduce MTTR timeframes.